BUSINESS CREDIT WORKS UNIVERSITY

Stop Guessing. Start Getting Funded.

Business Credit Works University gives you the exact roadmap lenders use to evaluate your business — so you know where you stand, what you qualify for, and what to do next.

  • 20 Video Modules
  • Workbook Per Module
  • Certificate Included
  • Lifetime Access

Course Snapshot

Business Credit Works University

20 short video modules with matching workbooks so you can see your business the way lenders do.

$97 one-time

  • Welcome to BCWU — Preview
  • What is Business Credit
  • Benefits of Business Credit
  • Consumer vs Business Credit
  • Personal Guarantees
  • How Business Credit Scores Work
  • FICO SBSS Scoring System
  • Business Credibility Audit
  • + 12 more modules inside →

WHY FUNDING FEELS CONFUSING

The system was never designed to explain itself to you.

Most business owners work hard, build something real, and still get turned down for funding. Not because their business isn't solid — because nobody showed them how business credit actually works.

"Business owners who work hard and run real companies deserve a clear, honest path to funding. It shouldn't require a finance degree to understand the basics."

🚫

You don't know your score

Most business owners don't even know they have a separate business credit profile — until a lender tells them it doesn't exist.

📋

You've applied and heard nothing

Rejected without a clear reason. Told you "don't qualify" but given no roadmap for what to change or where to go next.

🌀

Conflicting advice everywhere

Online hype. Confusing credit options. Contradictory guidance from people who don't understand your specific situation.

DJ

Darryl JohnsonFounder, Business Credit Works

MEET YOUR GUIDE

Darryl Johnson has been routing business owners to the right funding path for years.

We understand what it feels like to have a real business that lenders don't see clearly. That's exactly why Business Credit Works University was built — to give you the clarity that most business owners never get.

  • Founder, Business Credit Works — funding advisory and pre-qualification services for small business owners.
  • Creator of 20-module curriculum with original 3D animated content that makes credit education engaging.
  • Built a 7-program funding traffic system that routes clients to the right program based on their credit profile.
  • Author of Business Credit Works, a practical guide to understanding and building business fundability.

YOUR 3-STEP ROADMAP

Here's exactly how it works.

This isn't complicated. It just requires the right information — which you're about to have.

1. Enroll and get instant access

Start watching Module 1 in the next 5 minutes. No complicated setup. You get your login immediately after enrolling.

2. Learn the system at your own pace

Work through 20 short video modules. Each one comes with a workbook exercise so you apply it to your actual business right away.

3. Complete and know your next move

Finish all 20 modules and receive your Certificate of Completion. You'll know exactly where your business credit stands — and what to do next.

OPTIONAL NEXT STEP After completing the course, book a free funding path call with Darryl to map out your next step toward capital. We'll match you to the right program for your credit profile.

ENROLL TODAY

Start building the credit your business deserves.

Choose the enrollment option that works for you. Both include full access to all 20 modules and your Certificate of Completion.

Self-Paced Program

Master Your Business Credit

All 20 video training modules
 
Downloadable workbook per module
 
Lifetime access at 10+ months
 
Certificate of Completion
 
Community access included
 
$97

Zero risk to your credit: this is education only. No applications, no hard pulls, and no impact on your personal or business scores from enrolling.

THE FULL CURRICULUM

20 modules. Every layer of the system.

Each module includes a video lesson, written summary, key takeaways, and a downloadable workbook exercise.

Certificate of CompletionUpon finishing all 20 modules, you'll receive a formal Business Credit Works University Certificate of Completion — signed by Darryl Johnson, with your name, completion date, and unique Certificate ID (BCWU-[StudentID]).

Preview Lesson — Welcome to Business Credit Works University
Free preview outside the paywall
01
What is Business Credit
Business Credit Fundamentals Worksheet
02
Benefits of Business Credit
Business Credit Benefits Planner
03
Consumer vs Business Credit
Comparison Worksheet
04
Personal Guarantees
Personal Guarantee Risk Worksheet
05
History of Business Credit
System Overview Notes
06
Anyone Can Pull Your Credit
Credit Monitoring Checklist
07
Business Info is Public
Public Records Checklist
08
How Credit Scores Work
Score Factors Worksheet
09
ChexSystems
Banking Risk Checklist
10
Credit Is Not Automatic
Credit Profile Setup Worksheet
11
Business Credit Scoring
Scoring System Overview
12
Credit Reporting Agencies
Agency Comparison Guide
13
Equifax Business Score
Equifax Credit Profile Worksheet
14
Experian Business Score
Experian Tracking Worksheet
15
FICO SBSS Scoring System
SBSS Understanding Worksheet
16
NAV Credit Monitoring
NAV Monitoring Worksheet
17
Types of Business Credit
Business Credit Types Planner
18
Cash Credit Cards
Credit Card Strategy Worksheet
19
411 Business Listing
Credibility Setup Checklist
20
Business Credibility Audit
Business Credibility Audit Worksheet

COMMON QUESTIONS

We know what you're thinking.

Business owners who don't understand how business credit works keep applying to the wrong programs, hearing "no" without knowing why, and leaving capital on the table that their business already qualifies for. The system isn't going to explain itself. That's what this course is for.

Will this work for my situation?

This course is built for business owners at every stage — especially those who've been turned down or don't know where to start. Whether you're brand new to business credit or trying to fix a weak profile, the curriculum meets you where you are.

What if my credit is really bad right now?

That's exactly who this course is designed for. Understanding how the system works is the very first step to changing your position in it. You can't fix what you don't understand — this course gives you the foundation to start rebuilding the right way.

Is this just another funding pitch?

No. This is pure education. There are no loan applications inside this course, no commitments, no lending products pushed on you. This is the knowledge layer — the foundation you need before you ever apply for anything. Funding conversations come after you understand the system.

How much time does it take to complete?

Each video module is short and focused — designed to fit into a busy schedule. Most students complete the full course in 3–4 weeks at their own pace. You can go faster or slower. You have lifetime access, so there's no deadline pressure.

Will any of this hurt my credit score?

Absolutely not. This is an education course only. There are no credit pulls, no applications, and zero risk to your personal or business credit score from enrolling or completing this program.

What if I don't finish?

You have lifetime access. Pause whenever you need to, pick up where you left off, revisit modules as your business grows. The content doesn't expire and neither does your access.

Without this knowledge, the guessing continues.

More declined applications. More confusion. More wasted time and energy chasing capital that was never the right fit. You don't need another "hack" — you need to understand the rules of the game so you can finally play to win.

The system isn't going to explain itself. Let us do it for you.

Join Business Credit Works University and walk away knowing exactly what lenders see when they look at your business — and exactly what to do about it.

  • Self-paced · Lifetime access
  • No credit pulls or applications inside the course
  • Built for real-world small business owners

Business Credit Works University

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